Let’s Be Honest—We All Want to Save Money
If you're like most homeowners, you want quality work without overpaying. You work hard for it, so it's perfectly normal to think twice before you spend it. So when someone offers to handle your electrical project for less—and says you can skip permits to save time—it might feel like a no-brainer.
The truth is, some homeowners do go this route. Sometimes it works out. Other times... it doesn't. That’s why it’s important to look at both the pros and cons before deciding what’s right for you.
What You’re Really Getting When You Hire an Unlicensed Contractor
The Upside:
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Lower Upfront Cost
Licensed electricians often cost more. Unlicensed contractors can undercut them.
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Faster Scheduling
They’re usually more flexible and can start right away.
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No Permit Hassle
Some unlicensed contractors will skip pulling permits, which can save time in the short term.
The Tradeoffs:
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Little to No Accountability
If something goes wrong, you may not have any legal recourse.
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Safety Isn’t Guaranteed
Electrical work done without following code can lead to fires, shock hazards, or future equipment failure.
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Insurance May Not Cover It
Many home insurance policies exclude damage caused by unlicensed or unpermitted work.
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Permit Issues Later On
If you try to sell your home or do future renovations, hidden unpermitted work could delay or derail your plans.
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Fixing Mistakes Can Cost More
Re-doing faulty electrical work can end up costing more than doing it right the first time.
So… Should You Hire an Unlicensed Contractor?
That depends on your risk tolerance, your goals, and how much you're willing to take on yourself. Some homeowners are okay with taking the risk for the sake of short-term savings. Others decide the peace of mind that comes with licensed, insured, and permitted work is worth the extra investment.
There’s no one-size-fits-all answer here. But now that you know what’s at stake, you can make the decision that’s best for your situation—not just your wallet.
Want a Second Opinion?
If you're weighing your options, we’re happy to give you a licensed quote—no pressure, no push. Just straight answers.
