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Insurance Flagged Your Electrical Panel?
Here’s What It Means.
If your panel is a Federal Pacific (FPE), Zinsco, Sylvania, or Challenger, insurance usually requires replacement.
We’ll walk you through what’s involved, what it costs, and the right way to handle it.
Get a clear answer on what’s required before you spend thousands.
Why Your Panel Was Flagged
Insurance companies flag certain panels because they’re known safety risks or no longer supported.
In most cases, once it’s flagged, replacement is required to maintain or renew coverage.
Common reasons:
- Older or recalled panel types
- Safety concerns identified during inspection
- Outdated equipment that doesn’t meet current standards
What This Means for Your Home
If your panel has been flagged, the next step is usually to replace it so your insurance stays active.
Where most homeowners get stuck is understanding what’s actually required and what it’s going to cost.
We make that part clear.
Not sure what applies to your home?
We’ll look at your setup and explain exactly what’s required.
What Does a Panel Replacement Cost?
What’s Included (and What’s Not)
Panel Replacement
Includes replacing your existing electrical panel to meet current safety and insurance requirements.
Code & Safety Updates
Some projects may require additional updates. If they do, we’ll explain everything clearly before moving forward.
Permits & Inspections
We handle permits and inspections to make sure everything is completed properly and approved.
What’s Not Included
Items like meter cans and disconnects may be separate if required—we’ll outline that upfront.
Want to know what your project would include?
We’ll break it down clearly so you know what’s covered and what’s not.
"Installed a new electrical panel and transfer switch at a reasonable price and on time. Nick was personable, professional and courteous, as well as efficient and thorough. Delivered as promised! I highly recommend Hindman Electric for all your electrical needs."
- Bruce A.
"Great value and workmanship from Bryan's team. I had my main panel upgraded, and everything went without any hiccups.
Quality materials and quality service!"
- Herr J.
"Working with this team was such a great experience. They came highly recommended and now I know why. They replaced all the panels and disconnects in a home I was in the process of selling. I would recommend them in a heartbeat!! Thank you for the exceptional service!"
- Vicky W.
"The technicians arrived promptly and did an excellent job installing my new sub-panel. They were knowledgeable and courteous. I highly recommend Hindman Electric for any electrical work you may need!"
- Richard M.
Here are some of the most common questions we get about electrical panels.
FREQUENTLY ASKED QUESTIONS
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In most cases, yes. If your insurance company flagged it, replacement is usually required to keep or renew coverage.
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Most panel replacements are completed in one day.
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Yes. Permits ensure the work is inspected and meets safety standards. Your insurance company may request a copy of this. We handle everything for you.
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Things like panel size, location, and any additional work needed can impact the price. We’ll explain everything clearly before starting.
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Yes—but only temporarily. We’ll coordinate everything to keep downtime as short as possible.
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Not always. If anything else is required, we’ll walk you through it before doing any work.
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Yes. We deal with this every day and make sure everything is done to meet insurance requirements.
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Yes. We can go over options with you so you know what to expect.
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Financing options are available, including 0% interest plans for qualified buyers.
You can also prequalify with no impact to your credit. -
In many cases, yes—especially when insurance is involved. Most insurance companies require the work to be done by a licensed electrical contractor and properly permitted.
If you're not sure, it’s best to check directly with your insurance provider.
Still not sure what applies to your home?
We'll give you a straight answer - no pressure, no guesswork.